FICO Range
| FICO Range |
ROI |
Default Rate |
Average Interest Rate |
Amount Funded |
Estimated Loss |
# of Loans |
Age |
|
-7.77 % |
32.94 % (8) |
16.32 |
46,175.00 |
15,211.18 |
17 |
2055 |
| 640-644 |
1.22 % |
17.88 % (29) |
15.91 |
618,675.00 |
110,620.37 |
102 |
1939 |
| 645-649 |
-2.20 % |
22.50 % (37) |
15.60 |
785,475.00 |
176,724.10 |
112 |
1928 |
| 650-654 |
0.72 % |
18.81 % (38) |
15.81 |
964,775.00 |
181,510.74 |
131 |
1907 |
| 655-659 |
-1.08 % |
20.94 % (39) |
15.48 |
1,001,475.00 |
209,726.39 |
127 |
1899 |
| 660-664 |
9.85 % |
4.10 % (330) |
18.84 |
79,389,250.00 |
3,253,283.64 |
6831 |
366 |
| 665-669 |
8.62 % |
4.44 % (398) |
18.23 |
94,742,325.00 |
4,202,121.46 |
7948 |
360 |
| 670-674 |
9.49 % |
3.59 % (378) |
17.66 |
109,939,175.00 |
3,945,404.16 |
8936 |
338 |
| 675-679 |
10.26 % |
2.93 % (324) |
16.90 |
114,312,350.00 |
3,348,666.44 |
9152 |
346 |
| 680-684 |
9.35 % |
3.13 % (348) |
16.24 |
123,916,875.00 |
3,878,569.07 |
9632 |
362 |
| 685-689 |
9.18 % |
2.98 % (350) |
15.67 |
120,421,150.00 |
3,594,084.96 |
9312 |
377 |
| 690-694 |
9.54 % |
2.63 % (317) |
15.27 |
122,857,000.00 |
3,232,203.58 |
9224 |
364 |
| 695-699 |
8.26 % |
3.18 % (335) |
14.84 |
115,931,975.00 |
3,688,430.34 |
8608 |
378 |
| 700-704 |
8.96 % |
2.62 % (286) |
14.26 |
110,070,425.00 |
2,881,499.52 |
8143 |
395 |
| 705-709 |
8.32 % |
2.68 % (273) |
13.74 |
100,122,950.00 |
2,683,190.62 |
7249 |
393 |
| 710-714 |
8.37 % |
2.49 % (209) |
13.36 |
84,756,800.00 |
2,112,983.55 |
6122 |
408 |
| 715-719 |
7.41 % |
2.78 % (190) |
12.63 |
79,257,475.00 |
2,202,553.77 |
5713 |
443 |
| 720-724 |
6.80 % |
3.15 % (193) |
12.17 |
73,334,525.00 |
2,311,389.16 |
5213 |
481 |
| 725-729 |
6.24 % |
3.49 % (204) |
11.44 |
61,537,725.00 |
2,149,398.85 |
4493 |
519 |
| 730-734 |
6.07 % |
3.47 % (154) |
11.15 |
51,249,250.00 |
1,778,208.34 |
3745 |
536 |
| 735-739 |
5.68 % |
3.52 % (147) |
10.53 |
47,402,250.00 |
1,669,545.09 |
3400 |
572 |
| 740-744 |
6.24 % |
2.88 % (117) |
10.46 |
42,237,600.00 |
1,215,832.97 |
3020 |
580 |
| 745-749 |
5.63 % |
3.41 % (105) |
10.13 |
34,620,025.00 |
1,180,125.10 |
2528 |
585 |
| 750-754 |
4.98 % |
3.52 % (98) |
9.65 |
33,000,825.00 |
1,161,023.42 |
2446 |
604 |
| 755-759 |
4.70 % |
3.71 % (85) |
9.47 |
27,462,600.00 |
1,018,958.73 |
2048 |
608 |
| 760-764 |
5.73 % |
2.85 % (61) |
9.62 |
22,583,875.00 |
642,540.62 |
1718 |
648 |
| 765-769 |
5.04 % |
3.21 % (50) |
9.44 |
19,881,775.00 |
638,897.48 |
1534 |
585 |
| 770-774 |
5.52 % |
2.21 % (39) |
8.89 |
18,765,425.00 |
414,420.94 |
1425 |
625 |
| 775-779 |
6.02 % |
1.72 % (23) |
8.66 |
14,870,500.00 |
255,894.58 |
1176 |
632 |
| 780-784 |
4.49 % |
3.00 % (31) |
8.67 |
14,151,600.00 |
424,769.92 |
1071 |
596 |
| 785-789 |
5.23 % |
2.25 % (20) |
8.50 |
10,533,250.00 |
237,087.16 |
794 |
580 |
| 790-794 |
5.69 % |
1.93 % (14) |
8.74 |
10,575,450.00 |
203,929.31 |
824 |
603 |
| 795-799 |
5.28 % |
2.20 % (13) |
8.56 |
8,320,350.00 |
183,453.69 |
639 |
607 |
| 800-804 |
4.78 % |
2.50 % (13) |
8.60 |
6,673,100.00 |
166,574.14 |
519 |
587 |
| 805-809 |
6.61 % |
0.91 % (8) |
8.49 |
5,389,050.00 |
49,273.23 |
416 |
562 |
| 810-814 |
6.03 % |
1.52 % (3) |
8.90 |
4,037,050.00 |
61,415.69 |
295 |
533 |
| 815-819 |
5.75 % |
0.89 % (1) |
8.37 |
2,168,175.00 |
19,202.94 |
152 |
334 |
| 820-824 |
6.32 % |
0.63 % (2) |
8.70 |
1,849,875.00 |
11,700.93 |
122 |
300 |
| 825-829 |
0.25 % |
2.75 % (1) |
8.79 |
1,202,025.00 |
33,015.65 |
78 |
225 |
| 830-834 |
7.44 % |
0.00 % (0) |
8.60 |
673,200.00 |
0.00 |
47 |
179 |
| 835-839 |
8.58 % |
0.00 % (0) |
9.48 |
448,600.00 |
0.00 |
26 |
184 |
| 840-844 |
7.71 % |
0.00 % (0) |
7.88 |
211,825.00 |
0.00 |
16 |
188 |
| 845-850 |
8.39 % |
0.00 % (0) |
9.62 |
227,775.00 |
0.00 |
13 |
182 |
Variance
12.32
R-Value
0.55
Average Return
5.81%
Sharpe Ratio
0.28