Earliest Credit Line
| Earliest Credit Line |
ROI |
Default Rate |
Average Interest Rate |
Amount Funded |
Estimated Loss |
# of Loans |
Age |
|
7.60% |
0.94% (3) |
9.26 |
111,075.00 |
1,048.12 |
29 |
2146 |
| 1946 |
10.06% |
0.00% (0) |
10.59 |
6,000.00 |
0.00 |
1 |
715 |
| 1950 |
-1.62% |
0.00% (0) |
10.28 |
24,475.00 |
0.00 |
2 |
367 |
| 1951 |
12.70% |
0.00% (0) |
13.11 |
24,000.00 |
0.00 |
1 |
99 |
| 1953 |
0.00% |
0.00% (0) |
13.11 |
20,000.00 |
0.00 |
1 |
4 |
| 1954 |
12.53% |
0.00% (0) |
12.70 |
19,800.00 |
0.00 |
2 |
730 |
| 1955 |
13.92% |
0.00% (0) |
14.33 |
10,000.00 |
0.00 |
1 |
66 |
| 1956 |
10.46% |
0.00% (0) |
10.99 |
15,000.00 |
0.00 |
1 |
704 |
| 1957 |
9.77% |
0.00% (0) |
10.16 |
19,075.00 |
0.00 |
1 |
74 |
| 1958 |
18.10% |
0.00% (0) |
19.08 |
58,975.00 |
0.00 |
3 |
183 |
| 1959 |
10.56% |
0.00% (0) |
12.84 |
52,000.00 |
0.00 |
5 |
597 |
| 1960 |
12.90% |
0.00% (0) |
13.55 |
99,975.00 |
0.00 |
9 |
138 |
| 1961 |
10.00% |
0.00% (0) |
13.98 |
58,500.00 |
0.00 |
5 |
451 |
| 1962 |
2.91% |
7.17% (1) |
12.43 |
202,475.00 |
14,514.69 |
13 |
439 |
| 1963 |
9.03% |
0.93% (1) |
11.86 |
200,875.00 |
1,878.08 |
25 |
589 |
| 1964 |
10.39% |
0.00% (0) |
10.41 |
218,200.00 |
0.00 |
17 |
504 |
| 1965 |
9.98% |
1.47% (1) |
12.84 |
487,400.00 |
7,174.05 |
30 |
344 |
| 1966 |
12.53% |
1.76% (1) |
16.51 |
632,775.00 |
11,125.63 |
39 |
392 |
| 1967 |
3.07% |
4.84% (5) |
12.67 |
760,725.00 |
36,856.92 |
54 |
415 |
| 1968 |
3.60% |
6.13% (4) |
13.82 |
853,900.00 |
52,356.91 |
58 |
472 |
| 1969 |
1.07% |
7.38% (6) |
12.67 |
1,499,350.00 |
110,620.63 |
98 |
526 |
| 1970 |
8.29% |
2.37% (5) |
12.76 |
1,557,425.00 |
36,899.22 |
116 |
484 |
| 1971 |
7.43% |
4.21% (7) |
13.19 |
1,734,125.00 |
72,980.02 |
123 |
550 |
| 1972 |
5.94% |
3.50% (9) |
12.52 |
2,534,625.00 |
88,727.59 |
173 |
441 |
| 1973 |
5.82% |
4.38% (9) |
12.89 |
2,547,075.00 |
111,442.19 |
180 |
475 |
| 1974 |
8.18% |
2.12% (7) |
13.34 |
2,902,950.00 |
61,413.98 |
207 |
451 |
| 1975 |
7.72% |
2.82% (7) |
13.19 |
3,396,675.00 |
95,866.96 |
240 |
474 |
| 1976 |
8.17% |
2.37% (10) |
13.38 |
4,297,000.00 |
101,920.41 |
298 |
486 |
| 1977 |
6.88% |
3.20% (15) |
13.52 |
5,550,675.00 |
177,698.05 |
374 |
440 |
| 1978 |
7.65% |
2.63% (20) |
13.23 |
7,939,700.00 |
208,510.05 |
558 |
414 |
| 1979 |
6.15% |
3.62% (25) |
13.34 |
7,514,175.00 |
271,845.65 |
519 |
432 |
| 1980 |
7.89% |
2.54% (14) |
13.28 |
8,950,175.00 |
227,034.62 |
594 |
422 |
| 1981 |
8.99% |
1.87% (18) |
13.26 |
8,944,575.00 |
167,211.12 |
609 |
449 |
| 1982 |
8.12% |
2.46% (23) |
13.21 |
11,153,350.00 |
274,376.59 |
757 |
419 |
| 1983 |
7.59% |
2.91% (39) |
13.51 |
16,324,050.00 |
474,940.84 |
1070 |
428 |
| 1984 |
8.68% |
2.47% (44) |
13.63 |
19,662,250.00 |
485,559.56 |
1298 |
435 |
| 1985 |
8.57% |
2.50% (48) |
13.72 |
21,775,150.00 |
545,050.22 |
1455 |
439 |
| 1986 |
8.10% |
2.44% (46) |
13.61 |
23,382,500.00 |
570,792.88 |
1615 |
441 |
| 1987 |
8.85% |
2.32% (67) |
13.74 |
28,662,075.00 |
665,467.48 |
1942 |
449 |
| 1988 |
7.86% |
3.01% (97) |
13.84 |
34,554,550.00 |
1,041,269.32 |
2349 |
441 |
| 1989 |
7.32% |
3.25% (120) |
13.81 |
40,558,175.00 |
1,317,428.47 |
2717 |
456 |
| 1990 |
8.06% |
2.95% (114) |
13.87 |
49,960,000.00 |
1,472,440.58 |
3294 |
454 |
| 1991 |
7.95% |
2.91% (136) |
13.73 |
46,915,325.00 |
1,364,814.17 |
3136 |
445 |
| 1992 |
7.93% |
3.00% (126) |
13.80 |
50,798,775.00 |
1,521,537.45 |
3422 |
453 |
| 1993 |
8.04% |
3.04% (176) |
13.97 |
67,356,100.00 |
2,049,218.46 |
4572 |
463 |
| 1994 |
8.45% |
2.85% (233) |
13.99 |
90,929,100.00 |
2,592,314.18 |
6217 |
461 |
| 1995 |
8.09% |
3.09% (263) |
14.04 |
95,768,900.00 |
2,955,973.49 |
6693 |
461 |
| 1996 |
8.10% |
3.03% (277) |
14.05 |
102,328,275.00 |
3,102,944.22 |
7243 |
452 |
| 1997 |
7.67% |
3.34% (343) |
14.16 |
103,875,275.00 |
3,472,390.40 |
7516 |
458 |
| 1998 |
7.64% |
3.24% (363) |
14.12 |
124,797,675.00 |
4,037,451.31 |
9052 |
448 |
| 1999 |
7.49% |
3.22% (424) |
14.23 |
135,701,975.00 |
4,367,117.73 |
10103 |
427 |
| 2000 |
7.41% |
3.39% (426) |
14.26 |
143,196,900.00 |
4,859,472.88 |
11071 |
422 |
| 2001 |
8.22% |
2.81% (350) |
14.39 |
121,523,775.00 |
3,418,430.40 |
9681 |
399 |
| 2002 |
8.08% |
2.81% (268) |
14.44 |
91,479,325.00 |
2,575,031.08 |
7535 |
398 |
| 2003 |
7.94% |
2.93% (210) |
14.30 |
71,490,950.00 |
2,095,021.65 |
6247 |
438 |
| 2004 |
7.50% |
3.44% (233) |
14.47 |
62,866,875.00 |
2,164,699.19 |
5837 |
451 |
| 2005 |
6.89% |
3.76% (237) |
14.33 |
53,547,025.00 |
2,015,777.07 |
5278 |
435 |
| 2006 |
6.35% |
3.87% (247) |
14.66 |
46,310,675.00 |
1,791,788.22 |
4870 |
405 |
| 2007 |
7.15% |
3.51% (130) |
14.96 |
29,396,300.00 |
1,030,717.40 |
3266 |
344 |
| 2008 |
8.74% |
2.26% (32) |
15.59 |
12,356,550.00 |
279,041.09 |
1469 |
233 |
| 2009 |
11.58% |
0.94% (3) |
16.78 |
3,585,750.00 |
33,840.44 |
396 |
115 |
| 2010 |
18.02% |
0.00% (0) |
16.80 |
294,175.00 |
0.00 |
34 |
32 |
Variance
10.76
R-Value
0.03
Average Return
8.24%
Sharpe Ratio
0.30